Michael A. Vaughan & Associates, is a licensed California public adjusting firm that works for you, not your insurance company!

A fair claim settlement can make a critical difference in a company's recovery, or the well being of your family. There is an alternative to simply accepting what your insurance company offers you for your Southern California wild fire loss, and it is not employing a high priced attorney to represent you in order to obtain an equitable settlement. The solution is hiring a Public Adjuster.

Michael A. Vaughan, a licensed California Public Adjusting firm with 20 years of experience, knows the insurance process inside and out!

To obtain full value of your covered fire loss, Michael A. Vaughan & Associates will

• prepare and file all the necessary insurance papers and claim forms
• provide a knowledgeable review of coverage to maximize your right of recovery
• thoroughly investigate and evaluate the damages to your property, inventory your personal contents
• evaluate the loss and/or damage at current or replacement cost
• attend meetings and inspections with insurance company adjusters

...for you, leaving you the much needed time to devote your full attention to your business and personal matters.

As stated by P.J. Crowley, vice president of the Insurance Information Institute,

"For the most part, people like using a public adjuster because they like the idea that someone is working on their behalf vs. someone working on behalf of the insurance company."

What should one do after a fire loss? Read more

As many evacuated San Diego and San Bernardino County homeowners are allowed to return to their neighborhoods, they are flooded with relief to see their house safe amid the charred rubble of their neighbor's destroyed homes. Many will not file a damage claim with their insurance company because their homes were not burned, but often times the smoke that permeated and engulfed their entire house while the area burned may have created costly damages to their personal property, and may even lead to health issues if not properly cleaned. Properly cleaning your home, and personal property, from smoke damage can become extremely costly, and very time consuming.

Weeks have passed and you've already cashed the insurance company's check for your fire loss and started structural repairs and/or content replacement. Soon you find that you are running short of funds and determine that you should have hired a professional to negotiate with your insurance company's adjuster - do not be alarmed - it is not too late to hire a public adjuster. Michael A. Vaughan, Public Adjusters, has recovered millions of dollars reopening claims that were "settled" by the insurance company.

Let us help you gain peace of mind knowing that your claim is being handled by loyal, responsible and dedicated personnel who have your best interests at heart.